If your association is a condominium community created after July 1, 1992 (post-CCIOA), take a look at your property insurance policy and see if the association maintains a “bare walls” policy.  If so, this insurance policy may be subject to challenge regardless of what your governing documents Read More...

Anyone who has attended one of our classes related to insurance obligations for homeowners associations has probably heard us recommend associations carry workers’ compensation insurance.  The often asked question is, “Why should we carry workers’ compensation insurance if we don’t have emp Read More...

A Colorado federal appellate court recently issued a significant decision which should guide community associations and contractors to make helpful contract and insurance decisions.  This court decision addressed the recurring issue of liability insurance coverage for construction projects In the r Read More...

Wind has wreaked havoc across Colorado over the past week, peaking at more than 100 mph in some areas across the Front Range. The powerful gusts have caused a variety of damage to trees, homes, and other buildings. Our office has been getting a lot of calls about trees falling on property owned by t Read More...

The snow season is definitely upon us....at least on Wednesdays that is! Are you prepared for the typical winter headaches? Do you know what should be included in your snow removal contracts? How to handle slip-and-falls? What to do if the pipes freeze?  Read our full blog posting on preparing your Read More...

Do you know whether you are fully insured? Do you even know how to figure this out? Every homeowners and condominium association needs to protect itself from various losses, claims, and liability exposure through a comprehensive insurance program.  Here are some tips to ensure you have appropriate Read More...

A Colorado federal court judge recently issued an important decision addressing community association insurance issues. We expect this decision will assist community associations to secure insurance benefits under liability policies where claims are made alleging inadequate repair and maintenance. C Read More...

"Back in the day" it was easy to get a loan if you had a credit score of 800, if you had a banking relationship, and had 20% down. In today's world that might not be enough. As this complaint shows, lenders are scrutinizing condominium association finances and financial protections. Read More...

It’s now winter, the season of broken pipes and water damage. In our September newsletter, we discussed how to analyze a situation when water damage has occurred, and how to develop a policy to handle insurance claims and allocation of deductibles. In this article, Part 2, we’ll dig deeper into Read More...

Question:  How can community association boards alter the uses of common areas? Answer:  Very carefully, and with scrupulous attention to the requirements of the community’s governing documents and the wishes of its residents.  A recent California appeals court decision illustrates what can ha Read More...