Maintenance & Insurance Resources

loading… Question:  How can community association boards alter the uses of common areas? Answer:  Very carefully, and with scrupulous attention to the requirements of the community’s governing documents and the wishes of its residents. A recent California appeals court decision illustrates what can happen when a board ignores this common sense advice. The story, whichGo to Resource

loading… If an association has any employees, it is required to carry workers’ compensation insurance.  The amount of the premium is generally determined by the total employee payroll.  Generally, independent contractors and non-compensated volunteers of associations are not considered employees for purposes of workers’ compensation. Examples of employees for which associations are required to carryGo to Resource

loading… Do you know whether you are fully insured? Do you even know how to figure this out? Every homeowners and condominium association needs to protect itself from various losses, claims, and liability exposure through a comprehensive insurance program.  Here are some tips to ensure you have appropriate and adequate insurance: TIP 1:    Know theGo to Resource

loading… Many people living in common interest communities don’t consider flood insurance a priority.  Some believe their individual homeowners insurance or the insurance policy carried by the homeowners’ association will cover flood damage.  Unfortunately, these common misconceptions can leave a homeowner stranded in knee deep waters.  The following article provides answers to frequently asked questionsGo to Resource