Maintenance & Insurance Resources


How Certain is a Certificate of Insurance?

Date Posted: Thursday, March, 1st, 2018

By: William H. Short, Esq. Many associations require their contractors to present certificates of insurance as evidence that the hired company has insurance. The certificate often used, called an ACORD certificate and contains information including, but not limited to the following: basic policy details, such as policy numbers, descriptions, limits, deductible amounts, and identity of… [Read More]

Maintenance v. Insurance – Does Anybody Know the Difference?

Date Posted: Wednesday, February, 1st, 2017

By: Elina B. Gilbert, Esq. Perhaps one of the more confusing concepts when it comes to HOAs is the difference between having an insurance obligation and having a maintenance obligation. In what particular circumstances do you apply each? It is precisely this confusion that often lands associations in hot water for either failing to submit… [Read More]

Insurance—Does Your Community Have Gaps in Coverage?

Date Posted: Monday, May, 2nd, 2016

By: Elina B. Gilbert, Esq. In all the years I’ve been practicing law, and particularly HOA law, there is one thing I learned for certain: Most people hate insurance.  Why?  Because insurance documents are difficult to understand and confuse many who attempt interpretation of them.  Thank goodness boards and managers have insurance professionals to rely… [Read More]

Directors and Officers Insurance

Date Posted: Thursday, April, 28th, 2016

Top 5 Things to Think About With Water Leaks

Date Posted: Thursday, April, 28th, 2016


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