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FHA Condominium Certifications: The Requirements and Prohibitions

Date Posted: Wednesday, January, 4th, 2017

Introduction The Federal Housing Administration (“FHA”) is a government-owned insurance company that insures home loans for buyers who cannot afford a conventional down payment or prefer to use their available funds in other ways.  In other words, a FHA backed loan allows a home buyer to purchase the home with a smaller down payment than… [Read More]

Did You Just Call Me The F-Word?

Date Posted: Tuesday, September, 27th, 2016

By:  Melissa M. Garcia, Esq. What Does it Mean to be a Fiduciary? In simplest terms, to be a fiduciary to another person or party is to be in a position of trust. For example, a patient trusts her doctor to make the correct diagnosis.  A parishioner trusts his priest to keep his confessions confidential. … [Read More]

By: Elina B. Gilbert, Esq. Almost all homeowner associations in Colorado are either condominium communities or planned developments, with nothing in between (aside from a very small number of co-ops).  Many might find this  hard to believe given all the different types of communities we have labels for, such as townhomes, single family, patio homes,… [Read More]

A Gentle Shove Towards Transparency

Date Posted: Thursday, July, 28th, 2016

By: Melissa M. Garcia, Esq. What Does Transparent Mean? What is the definition of transparent? In its simplest form: see-through or clear.  In terms of a business or corporation: one that allows easy access to information and records. In terms of a government (although some may cry “Impossible!”): free from corruption, no hidden agenda, and… [Read More]

Examples of What NOT to Do When Drafting Rules

Date Posted: Tuesday, May, 31st, 2016

By:  Elina B. Gilbert, Esq. Although many may not realize this, but drafting rules is a form of art.  It’s an art in the sense that you have to know when it’s too much, when it’s too little, when it needs clarification, and when it conflicts with the law.  For this reason, it is always… [Read More]

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