We often times suggest that boards adopt a maintenance and insurance checklist that clarifies whether the association or an owner is responsible for maintaining and insuring various components within a community. The checklist works far better than reading through hundreds of pages in the governing documents and helps address the issues before the questions arise. Likewise, associations may also want to develop a checklist of what boards and management companies are responsible for doing instead of referring to the contract each time a question arises. Such a checklist can also be provided to owners so that they can easily understand what the manager’s role is versus what the board will be handling. This article will get you started in thinking about the division of responsibilities.